Extending mutual microinsurance to 5 million uninsured households in five countries over five years.

  • Our Impact

    ICMIF’s 5-5-5 Strategy reaches over 3 million people since its launch in June 2016

    More than 3,221,645 people are now covered by mutual microinsurance, thanks to ICMIF’s 5-5-5 Mutual Microinsurance Strategy operationalised in 2 of the 5 countries.

  • Our Impact

    Mrs Jyoti Sonawane called upon Uplift's 24x7 helpline

    Mrs Jyoti Sonawane, a 57 year old Uplift member, from Manipada area, Santacruz, had been diagnosed with cataract in both the eyes. She had called the UPLIFT 24x7 helpline to get information about hospitals and cataract surgeries...

  • Our Impact

    Claim payment enabled widow to fund childrens’ education

    Mr Ronaldo Joson of San Miguel, Bulacan, was an active member of ASKI MBA for almost four years. On the evening of 6 August 2016, he unexpectedly suffered a heart attack and later died. His wife, Mrs Joson (pictured), was understandably...

  • Our Impact

    Closing the protection gap in India through mutual microinsurance and improved regulation

    On Tuesday 14 November 2017 a workshop was hosted jointly by the International Cooperative and Mutual Insurance Federation (ICMIF) with the...

  • Our Impact

    Claim paid to Mr Guzman enabled family to open local store

    Mr Ramil de Guzman, 27 years old, is the son of a deceased member of Kasagana-Ka MBA, Inc (K-MBA). His mother was an active K-MBA member, and when she passed away the family received payment of their claim by K-MBA.

  • Our Impact

    Poonam Datta Gurav was reimbursed in 3 hours!

    In August 2016, Uplift set a new internal record by settling a claim within three hours, the claimant Mrs Poonam Datta Gurav shared her experience.

  • Our Impact

    Mrs Sadhana Mistry's daughter receives the right medical care

    Mrs Sadhana Mistry, (Uplift BIRADRI’s member from Wagriwada, Santa Cruz) 20 year old daughter Shubhangi was admitted in V.N Desai hospital due to severe vomiting, diarrhea and high fever. She was diagnosed with stomach infection.

Latest News

09 July 2018

The Co-operators (Canada) have produced an inspiring video to showcase how they are working cooperatively with

05 July 2018
On 7 July 2018, cooperatives around the world will celebrate the International Day of Cooperatives.

What is the 5-5-5?

ICMIF’s 5-5-5 Mutual Microinsurance Strategy is a five year project based in five emerging market countries and aims to provide five million households with insurance cover for the first time to take them out of poverty. The ultimate objective is to build resilience in poor communities.

Find Out More

The 5 Countries

The countries identified to take part in the 5-5-5 Strategy are India, The Philippines, Kenya, Sri Lanka and Colombia. The country selection criteria being:

  • Frontrunner in microinsurance
  • High incidence of poverty
  • Geographic reach
  • ICMIF member presence

Our Projects

The 5-5-5 & the SDGs

  • Will help people escape the vicious cycle of poverty and provide a safety net to vulnerable communities.
  • Will help to ensure food security through the delivery of insurance protection to smallholder farmers, amongst others.
  • In addition to increasing access to health insurance, will focus on health prevention and access to quality healthcare.
  • Will positively impact on women who are most often the policyholders of a mutual microinsurance provider.
  • The target communities of the 5-5-5 Strategy are the most vulnerable to climate change.

Latest Video

Watch how ICMIF members The Co-operators (Canada) are working cooperatively with Uplift Mutuals (India) to bring affordable health insurance to low-income families in India through the ICMIF 5-5-5 Mutual Microinsurance Strategy in this inspiring video, produced by The Co-operators.

Our Partners