Extending mutual microinsurance to 5 million uninsured households in five countries over five years.

DHAN policyholder receives affordable healthcare treatment

DHAN Foundation

One woman describes how she was able to gain access to the healthcare services she desperately needed, thanks to her microinsurance policy with the DHAN Foundation. 


“Greetings! I was the leader of the Veerakaran Kalanjiam women’s self-help group federation for five years. We are farmers. I was having frequent stomach pains so I went to the hospital. They checked my blood pressure and I was advised to have a scan to diagnose the problem. I was told there was a tumour in my uterus, and was advised to have it operated on. I said that we are poor farmers and can’t afford this. They asked whether I had any health insurance. I said “Yes madam we pay INR 450 (6 USD) every year”.

"I spoke to SUHAM Hospital (which is run by self-help group federations) and was told that there was no need to pay any money in advance. My husband asked me: “How did you get admitted without money”. I told him that I have been enrolled in health insurance and have been paying the premium every year. I was admitted to hospital on the Wednesday and was operated on the Thursday at 1.00pm. I recovered well and returned home after 11 days of treatment in the hospital.”