2 million insured
10 million lives protected


31 October 2018

The village of Sadni Bata, situated in Gujarat (northern India), is so remote that it takes over an hour to reach from the nearest town. Many of the inhabitants have never seen a doctor before, and they lack access to basic healthcare services.

In October 2019 we visited a health camp in Sadni Bata village organised by Uplift Mutuals, the Mumbai-based pioneer of a community-owned health microinsurance programme, for Uplift policyholders/members.

In this short video, we interviewed three local leaders to discover the true impact the health camp is having to the low-income villagers of Sadni Bata. 

Mr Kamleshbhai Bhikhubhai Bagul Sarpanch, a local village leader, said: “We are really remote due to the mountainous terrain here so the provision of the health camp is really valuable… I hope you will continue to provide services to our village.”

This health camp was the first time many of the villagers had met with a doctor (read the full story).
08 October 2018

ICMIF is partnering with Kenyan cooperative insurer (and ICMIF member) CIC Insurance Group for the ICMIF 5-5-5 Mutual Microinsurance Strategy in Kenya. CIC's project was officially launched on 17 September 2018 at a launch event taking place in Kiambu, Kenya attended by key project stakeholders. This video was taken at the launch event.

Over the next five years, CIC plan to scale up their existing livestock microinsurance product by partnering with dairy cooperative associations as part of a holistic approach to improving the lives and livelihoods of low-income farmers and their families. As well as providing affordable risk-mitigation solutions, CIC’s livestock policy includes targeted actions on financial literacy training, improved animal husbandry practices and access to veterinary services for the intended recipients.

30 July 2018

Gayathri Sakthirajan, Chief Executive of People Mutuals (the insurance arm of the DHAN Foundation), in India discusses her organisation's project to reach 1 million previously uninsured people from low-income communities through the ICMIF 5-5-5 Mutual Microinsurance Strategy. Gayathri also praises the positive impact of a technical assistance assignment arranged through the 5-5-5 Strategy on the project, which was conducted by Bas Lavalaye, a Finance and Control Manager from ICMIF member Achmea (the Netherlands). This video was taken in April 2018, one year after the launch of the project.
30 July 2018

In April 2018, Hiroko Kowada and Naruto Takahashi of ICMIF member Zenkyoren (Japan) visited the DHAN Foundation in Madurai, India to see first-hand the impact of their organisation's support to the ICMIF 5-5-5 Mutual Microinsurance Strategy on poor communities in India.

25 July 2018

Bas Lavalaye of ICMIF member Achmea (The Netherlands) visited the DHAN Foundation in Madurai (India) for two weeks in April 2018 to conduct a Technical Assistance assignment. The purpose of Bas’s trip was to assess the first year of the project with the DHAN Foundation and use the findings from this exercise to strengthen the business plan for the next four years of the project. Bas speaks about his rewarding experience in this video interview.
09 July 2018

Watch how ICMIF members The Co-operators (Canada) are working cooperatively with Uplift Mutuals (India) to bring affordable health insurance to low-income families in India through the ICMIF 5-5-5 Mutual Microinsurance Strategy in this inspiring video, produced by The Co-operators.

22 June 2017

Uplift Biradaree, Marathi

Through ICMIF’s 5-5-5 Mutual Microinsurance Strategy, Uplift aims to bring health mutual aid solutions to an additional half a million low-income people in Mumbai and Pune over the next five years. The video narrates the story of Savita whose child has fallen ill and explains about the benefits of her membership with Uplift's Biradaree, the mutual health risk sharing programme where families come together to share their health risks.

16 May 2017

The Achmea Foundation provides marketing assistance to Uplift Mutuals in India

The Achmea Foundation, a Netherlands-based member of the International Cooperative and Mutual Insurance Federation (ICMIF) is supporting ICMIF’s 5-5-5 Mutual Microinsurance Strategy. This video highlights the Achmea Foundation's provision of technical assistance to Uplift Mutuals in India by helping the organisation develop a marketing strategy.

26 January 2017

James McPherson's visit to DHAN Foundation

Consultant James McPherson of UK-based Vario Partners visited India in August 2016 to provide Technical Assistance to the ICMIF 5-5-5 Mutual Microinsurance Strategy. During his visit to India, James went on a trip to meet with DHAN Foundation members in the field, which is captured in this film.

26 January 2017

Mutual microinsurance: Building resilience in vulnerable communities

Mutual microinsurance protects people against risk in exchange for payments tailored to their needs, and in a manner where they participate in the design and governance of products, services or institutions. Hear from mutual microinsurance policyholders about the positive impact their policy has had on their livelihoods in this short film.